Now analyzing 70+ loan programs with AI

Stop guessing. Start closing.

GOAT LO instantly matches your borrowers to the best loan programs using live market rates and AI-powered analysis. What used to take hours now takes seconds.

No credit card required · Free during beta

goatlo.com/analyzer
AI Analysis Complete
12 programs qualified · 3 recommended
Live Rates
98% match
Conv 30yr Fixed
6.625%
$2,047/mo est.
95% match
FHA 30yr Fixed
6.250%
$1,968/mo est.
92% match
VA 30yr Fixed
6.125%
$1,942/mo est.
70+
Loan Programs
8
Program Categories
<5s
Analysis Time
Live
Market Rates
Features

Everything you need to close more loans

Built by loan officers, for loan officers. Every feature designed to help you work faster and serve borrowers better.

AI-Powered Analysis
AI-generated executive summaries, strategic advice, and personalized program recommendations for every borrower.
Live Market Rates
Real-time rates with credit-score-based adjustments and daily change tracking. Always current.
Full Eligibility Engine
Every program checked against credit score, DTI, LTV, loan limits, property type, and more.
Compare & Export
Side-by-side comparison of up to 5 programs, PDF analysis reports, and pre-qualification letters.
Seconds, Not Hours
Complete analysis across 70+ programs in under 5 seconds. No spreadsheets or manual rate sheets.
Borrower Pipeline
Full CRM with status tracking, notes, email sharing, analysis history, and searchable log book.
AI Learning Assistant
Built-in chatbot trained on mortgage lending. Ask anything about programs, concepts, or platform features.
LO Talking Points
Program education, advantages, limitations, and ready-to-use talking points for every qualified program.
Platform Atlas
Comprehensive docs with 3 depth levels — layperson, professional, and expert — plus real-world scenarios.
How It Works

Three steps to the perfect loan match

No complex setup. No training required. Just enter your borrower's info and let GOAT LO do the heavy lifting.

01

Enter Borrower Profile

Credit score, income, property details, loan amount. Less than 60 seconds.

02

Instant AI Analysis

Eligibility across 70+ programs with live rates and personalized insights.

03

Present & Close

Ranked qualifying programs with rates, payments, and AI recommendations.

Trusted by loan officers nationwide

Bank-Level Security
Sub-5s Analysis
4.9/5 Rating
500+ Loan Officers
Live Market Rates
SOC 2 Compliant
70+ Programs
AI-Powered
Bank-Level Security
Sub-5s Analysis
4.9/5 Rating
500+ Loan Officers
Live Market Rates
SOC 2 Compliant
70+ Programs
AI-Powered
Testimonials

Loved by top producers

I used to spend 45 minutes per borrower comparing rate sheets. GOAT LO does it in 5 seconds and catches programs I would have missed.
S
Senior Loan Officer
Top 1% Producer, 2025
The AI executive summary alone saves me 20 minutes per file. My borrowers love the professional PDF reports.
M
Branch Manager
15+ Years Experience
Finally a tool that understands Non-QM and specialty programs. The comparison feature is incredible for complex scenarios.
J
Mortgage Broker
Non-QM Specialist
Pricing

Simple, transparent pricing

Start free during our beta. No credit card required.

Free Beta
Perfect for trying GOAT LO
$0/month
  • Up to 25 analyses per month
  • 70+ loan programs
  • Live market rates
  • Basic AI insights
  • Borrower management
  • Learning Hub access
  • Platform Atlas docs
Most Popular
Pro
For serious loan officers
$49/month
  • Unlimited analyses
  • Everything in Free
  • Advanced AI recommendations
  • PDF export & pre-qual letters
  • Side-by-side program comparison
  • AI Learning Assistant chatbot
  • LO talking points & education
  • Email sharing with branding
  • Platform Atlas documentation
  • Priority support
FAQ

Common questions

Everything you need to know about GOAT LO.

Ready to become
the GOAT?

Join loan officers who close more deals with less effort. Free to start. No credit card needed.

No credit card
Free during beta
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